Some thoughts from Toby . . . Some Random, Some Profound!

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[1] When the "Good Hands" Turn into Boxing Gloves....

[2] The Appraisal Clause in Your Homeowners Insurance Policy

[3] Avoiding Insurance Estimating Conflict: An Introduction to The "Reasonable Man"

[4] Who is Going To Fix Your Stuff When it Breaks?

[5] "Paid When Incurred? A Not Very Neighborly Tactic by State Farm Insurance!

[6] Do I really Need Three Estimates? (Or four, five, or why not, say....fifty?)

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